Procrastination has been a long battle for mankind — an endless one. For some reason, procrastination has been a part in every single procrastinator soul in us. Procrastination or otherwise knows as the ‘I’ll do it later’ syndrome — a time waster disease. Though many of us believe that there’s no way we can avoid it, there actually effective ways or workarounds…

- Identify what you are procrastinating.
- Identify why you have not done these things. Seek out your deepest reason.
- Is there a fear underlying your reason? There is for most people.

We usually procrastinate due to unclear targets, lack of knowledge and the skills required to do a certain task. Sometimes we procrastinate simply because we fear moving into or exploring new horizons. Another reason is fear of failure and even fear of facing success, and dealing with becoming too overwhelmed. Or sometimes, we lack of time due to having too many commitments — and failure to manage our time and schedules effectively.

David Allen once said, “Much of the stress that people feel doesn’t come from having too much to do. It comes from not finishing what they started.” True enough, we often start something and then just suddenly take a halt and do otehr things and we often get distracted, and when we want to pursue what we’ve started, we don’t know what to do next — or you simply don’t feel like doing it anymore. Your interests in certain things have diminished or completely faded.

So the lesson here is that, do things when you can do them. Avoid the “i’ll do it later” attitude or thinking “I still have ample time.” Procrastination will not bring us anywhere near to reaching our goals. Aim, focus on the target, and hit that mark!

How much do you owe to a mortgage, credit cards and loans, other people? If you depend on debt to get what you want, you dig yourself into a deep financial hole.

If you are continually in financial distress, it may be time to adopt a very simple operating principle: spend less than you earn.

According to Bill Earle, “If your outgo exceeds your income, then your upkeep will be your downfall.”

It’s interesting to become aware of how we participate in the dynamic exchange of giving and receiving. When we give, do we do so whole-heartedly? Or do we do so with the ulterior motive of wanting something in return?

It’s not wise to be always looking for a deal. The universe never short-changes us. We can afford to be generous. The Koran spells out a value-for-value principle. When something of value is given, something of value must be returned.

“It’s not how much we give but how much love we put into giving.” — Mother Teresa

Do you feel worthy of having joy? Do you feel you deserve it?

The first step to activating our inner joy is to eliminate the blocks to it. We can start by truly forgiving ourselves and all others. Forgiveness calls for a shift in our perception. It is easier to forgive ourselves and others when we really understand that each of us has always done the very best we knew to do at that time.

“If we don’t forgive ourselves for our mistakes, and others for the wounds they have inflicted upon us, we end up crippled with guilt. And the soul cannot grow under a blanket of guilt, because guilt is isolating, while growth is a gradual process of reconnection to ourselves, to other people, and to a larger whole.” — Joan Borysenko